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Residential Loans
We’re your trusted neighborhood bank for all your lending needs. Whether it’s a home equity line of credit, mortgage refinancing, or a first-time mortgage, we have solutions to help you!
Our Lending Area Includes:
Pennsylvania Counties:
Berks, Bucks, Carbon, Chester, Dauphin, Delaware, Lebanon, Lancaster, Lehigh, Northampton, Monroe, Montgomery, Philadelphia, Schuylkill
New Jersey Counties:
Atlantic, Burlington, Camden, Cape May, Cumberland, Gloucester, Ocean, Salem
Mortgage Pre-Qualification
The first step to getting a mortgage is to speak to one of our mortgage lenders and get pre-qualified.
This is a review of your self-reported income, debts and assets to determine how much you may be able to afford and the loan amount the bank may be willing to lend.
Completing a pre-qualification is quick and easy, and doesn’t affect your credit report. It’s a great first step to explore your options as a home buyer. It will also show sellers you are capable and serious about buying a home.
Keep your pre-qualification letter handy to share with your real estate agent. Many times they will ask you to provide this when you start the search process so they can show you houses in your price range.
Fill out the form below to get your pre-qualification started and someone will reach out to you shortly.
Note: Please do not enter personal information such as account or social security numbers in this form. Ambler Savings Bank does not transmit personal information through unsecure email.
Fixed-Rate Mortgages
We understand that the purchase of your home is probably the largest and most important, financial decision you will ever make. Therefore, we want you to feel comfortable and confident while making this decision. Our experienced, local staff will guide you through the mortgage application process to make your home-buying experience a pleasant one.
Ambler Savings Bank provides financing for the purchase of personal residences with a variety of rates and terms according to your needs.
Have questions? Our mortgage lenders are here to help. Contact us today.
- Prequalification available
- Low application fee
- Prompt application processing
- Automatic payment available from your Ambler Savings Bank accounts or from any bank or credit union in the United States
- Personalized customer service. Speak directly to a lender about your loan servicing needs.
- No hidden fees
Mortgage Loans
Effective As of 10/3/2025
| Term | Rate | APR* | Points |
|---|---|---|---|
| 15 Year Fixed | 5.875% | 6.038% | 0 |
| 20 Year Fixed | 6.125% | 6.257% | 0 |
| 30 Year Fixed | 6.050% | 6.242% | 1 |
| 30 Year Fixed | 6.500% | 6.603% | 0 |
| 5/1 ARM | 5.900% | 6.030% | .350 |
| 7/1 ARM | 6.125% | 6.257% | .350 |
